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An important component of India’s financial savings scenario is the large-scale participation of general public through various small saving schemes initiated by the central government. In this context, the Small Saving Schemes (SSSs) are the important source of household savings in India. Different small saving schemes have mobilized money from households and channelized it to the government so that the centre and states can finance a part of their expenditure. The Central Government operates Small Savings Schemes (SSS) through the nationwide network of about 1.5 lakh post offices, more than 8,000 branches of the Public-Sector Banks and select private sector banks and more than 5 lakh small savings agents.