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1. Post office Deposits: Post Office Savings Account, Post Office Time Deposits (1,2,3 and 5 years), Post Office Recurring Deposits,
Post Office Monthly Account, Post Office FDs
2. Savings Certificates: National Savings Certificate (VIII Issue) and Kisan Vikas Patra
3.
 Social Security Schemes: Public Provident Fund, Senior Citizens Savings Scheme, and Sukanya Samriddhi Account.
4. National Small Savings Fund (NSSF):
National Small Savings Fund (NSSF) was established in 1999 within the Public Account of India for pooling the money from different SSSs. Collections
from all small savings schemes are credited to the NSSF. Similarly, withdrawals under small savings schemes by the depositors are made out of this Fund.
The money in the account is used by the centre and states to finance their fiscal deficit. The balance in the Fund is invested in Central and State Government Securities"