Product Information
Saving And Investment Plans
DHFL Pramerica Aajeevan Samriddhi
Synopsis:
DHFL Pramerica Aajeevan Samriddhi is a whole life participating insurance cum savings plan. It provides financial protection till your 99th year of age along with a corpus at age 65, so that you can provision for your post retirement expenses.
Features:
- Whole Life Cover till you are 99 years of age, irrespective of your age at the time of policy inception
- Increasing Protection where death benefit increases to keep pace with your age to account for increasing family responsibilities
- Wealth Accumulation:
- Guaranteed Additions are accrued for initial 5 years of the policy
- Bonus accrue from the 6th year of the policy till Policyholder attains age 65
- Survival Benefit comprising of Accrued Reversionary Bonuses and accrued Annual Guaranteed Additions are paid at age 65
- Maturity Benefit comprising Basic Sum Assured and Final Bonus payable at age 99.
- Convenient Premium payment option of 15 or 20 years for a protection till age 99.
Benefits:
- Death Benefit:
- Survival Benefit
- Maturity Benefit:
- Guaranteed Additions
- Bonuses payable
Highlights:
- To ensure that your family remains financially protected throughout your lifetime and even after your life
- To provision for your post retirement expenses
Eligibility:
| Age at entry | Minimum | Maximum |
| 8 years |
PPT 15 Years: 50 years PPT 20 Years: 45 years |
|
| Maximum Maturity Age | 99 years | |
| Policy Term | (99 – Entry Age) in completed years | |
| Premium Paying Term | 15 and 20 Years | |
| Premium Paying Mode | Yearly, Half-Yearly and Monthly | |
| Minimum Premium | 5,500 (Yearly) | |
| Maximum Premium | Depends on the chosen basic sum assured, age at entry and premium payment term | |
| Minimum Basic Sum Assured | 75,000 | |
| Maximum Basic Sum Assured | No limit subject to underwriting |